Mortgage Overpayment Calculator
See how monthly overpayments reduce your mortgage term and total interest.
New Mortgage Length266 months (22.17 years)
Months Saved34 months
Total Interest After Overpayment£145003.59
Interest Saved£21870.77
Frequently Asked Questions
Do overpayments reduce my mortgage term?
Yes — your balance decreases faster, reducing the total length of your mortgage.
How much interest can I save?
Even small overpayments like £50–£100 per month can save thousands over a full mortgage.